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  <!-- Huvudsida - ISK-kalkylator -->
  <url>
    <loc>https://miniskskatt.se/</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Kalkylatorer - Sparande & Investeringar -->
  <url>
    <loc>https://miniskskatt.se/isk-vs-kf</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://miniskskatt.se/isk-vs-af</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://miniskskatt.se/kapitalvinst</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/utdelningsskatt</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Kalkylatorer - Bostad & Lån -->
  <url>
    <loc>https://miniskskatt.se/ranteavdrag</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://miniskskatt.se/rotavdrag</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/ranteskillnadsersattning</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Kalkylatorer - Företagande -->
  <url>
    <loc>https://miniskskatt.se/egenavgifter</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/3-12-reglerna</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/arbetsgivaravgift</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Kalkylatorer - Anställning & Förmåner -->
  <url>
    <loc>https://miniskskatt.se/lonevaxling</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/tjanstebil</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/flyttavdrag</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Jämförelser (affiliate) -->
  <url>
    <loc>https://miniskskatt.se/basta-isk-konto</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/basta-bokforingsprogram</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Blogg -->
  <url>
    <loc>https://miniskskatt.se/blogg</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/blogg/isk-vs-kf</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/blogg/deklarera-isk</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://miniskskatt.se/blogg/starta-enskild-firma</loc>
    <lastmod>2026-01-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
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